Treasury faces £6.5bn bill from Bounce Back loan scheme Around 43% of those borrowing from the Treasury’s Bounce Back loan programme do not intend to repay the cash, according to a survey by the Business Banking Resolution Service (BBRS). The scheme gives cheap bank loans of up to £50,000 to the country's smallest businesses with minimal checks. A spokesman for UK Finance said: "Is important to remember that any financing provided under the government-backed schemes is a debt not a grant and will need to be repaid in full by the borrower over the term of the loan.” However, the survey raises the prospect that thousands of firms could have to be pursued through the courts for what they owe.